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ChFC Designation (2026): Requirements, Cost, and Is It Worth It?

Sophie Macon

28 Jul 2026

ChFC

Quick summary ChFC (Chartered Financial Consultant) is a US-only financial planning designation issued exclusively by The American College of Financial Services - there's no international version. No bachelor's degree required to enroll (high school diploma or equivalent is enough), but you need 3 years of relevant experience to use the designation once earned. Earning it means completing 8 courses, each with its own exam - there's no single high-stakes cumulative exam like the CFP's. Full program costs $6,545; CFP holders need only one additional ...