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cfp vs cpa

Which Is The Most Difficult CFA Level?

Zee Tan

21 May 2026

CFA, How To Study

Mirror mirror on the wall, which is the most difficult CFA level of them all? While opinions differ among us, I think quite a lot of CFA charterholders agree that the answer is between CFA Level 2 vs Level 3. In this article, we start of by looking at the hardest topics by level. Then, we focus on the reasons why candidates felt that CFA Level 2 or Level 3 were particularly challenging, in hope that you'll avoid the same pitfalls they ...