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@taco_enthusiast No, not at all;however, fixed income you are. That is the only difference between 2013 and 2014. Elan i think provides differences. Anyway, I have both 2013 (books) and 2014 (pdf). Everything is identical concept wise, except for fixed income. Practice exams are new though, which will help. I got my 2014 pdf (with practice exams) version off ebay for $30… it was a solid deal. If you don’t want to do that, you can always use the CFA readings!