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Thanks for the reply artyeasel. No it wouldn’t matter, however if I had known that a year ago, I would have spent the time (opportunity cost) studying the last 6 + months on CFA material. Ironically enough I did a policy brief (academic project) on the returns of educations and judging from the increased cost of tuition yearly, the money spent would have been ideal on certifications. CFA, FRM, CAIA, CMT…etc and the cost would have been far less.