300Hours | Withine | Activity https://300hours.com/members/withine/activity/ Activity feed for Withine. Thu, 01 Oct 2026 21:07:14 +0100 https://buddypress.org/?v= en-US 30 hourly 2 d7fc32344460b279f994e447d1257811 Withine replied to the topic Spot rates vs Annual Yield in the forum CFA Level 1 https://300hours.com/f/cfa/level-1/t/spot-rates-vs-annual-yield/#post-170347 Fri, 29 Dec 2023 12:58:27 +0000 These are present values of future payments, discounted at market interest rates. They reflect the current market’s assessment of the risk and future value of receiving that payment. In your example, if the spot rate is 6%, it means the market believes an 8% payment a year from now is only worth 6% today.

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